Members Only · Example Forms

VA Form Examples

Completely filled-out sample forms showing exactly what strong, correct submissions look like. Use these as your guide when completing your own forms. All names and details are fictional examples.

Example: VA Form 21-526EZ

Application for Disability Compensation and Related Compensation Benefits

⚠️ EXAMPLE ONLY — All names, SSNs, and details are fictional. Use this as a guide when completing your own form.
Section I — Veteran Identification
Johnson
Marcus
T
XXX-XX-1234 (Example)
03/15/1985
Not yet assigned — first claim
1234 Veteran Way, San Antonio, TX 78201
(210) 555-0147
marcus.johnson@email.com
Male
Section II — Military Service
United States Army
06/10/2005
06/09/2013
Active Duty
Honorable
11B — Infantryman
Tip: List ALL periods of service including reserves and guard. Each period gets its own entry. Your DD-214 has the exact dates.
Section III — Disabilities Being Claimed
Critical: List every condition you want to claim. You can always withdraw a claim but you cannot add one with an earlier effective date later. When in doubt — list it.
Post-Traumatic Stress Disorder (PTSD)
List the condition as diagnosed or as you know it
Developed during combat deployment to Iraq (OIF) 2007–2008, exposure to direct combat including IED blasts and combat operations in Ramadi
Lumbar Spine Strain / Lower Back Pain
Sustained during patrol operations carrying 60+ lb ruck over uneven terrain. Treated at FOB medical facility September 2007 and Fort Hood medical center 2012.
Tinnitus (ringing in ears)
Chronic tinnitus resulting from prolonged exposure to weapons fire, explosions, and military equipment noise throughout 8 years of service.
Sleep Apnea — Secondary to PTSD
Secondary condition: sleep apnea developed as result of PTSD medication (Prazosin) causing weight gain and sleep disruption directly related to service-connected PTSD.
Section IV — Direct Deposit Information
Checking
XXXXXXXXX (your bank's routing number)
XXXXXXXXXX (your account number)
Section V — Signature
Marcus T. Johnson
05/15/2025
Before submitting: Upload all supporting evidence — service records, medical records, buddy statements, nexus letters. A fully developed claim processes faster and gets better results.

Example: VA Form 21-0781

Statement in Support of Claim for PTSD

⚠️ EXAMPLE ONLY — All names, dates, and details are fictional. Use this as a guide when completing your own form.
Veteran Identification
Johnson, Marcus T.
XXX-XX-1234
03/15/1985
In-Service Stressor Event #1
This section is critical. Be as specific as possible. The VA uses this to verify the stressor. Include dates, locations, unit, names of others present if possible, and what happened. Do not minimize or be vague.
August 14, 2007
Ramadi, Al Anbar Province, Iraq — Route Michigan, approximately 2 miles west of Government Center
1st Battalion, 6th Infantry Regiment, 1st Armored Division, Fort Bliss, TX. Deployed OIF 2007–2008.
While conducting a mounted patrol on Route Michigan, our convoy struck a buried IED (improvised explosive device). The vehicle immediately ahead of mine (Vehicle 2 in the convoy) was destroyed by the blast. Private First Class Daniel Reeves, age 19, was killed instantly. Specialist Kevin Torres lost his right arm below the elbow. I was in Vehicle 3 and was thrown against the interior of the vehicle. I got out and ran to Vehicle 2 under continued small arms fire to render aid. I held PFC Reeves as he died. I cannot get the image out of my mind. I was responsible for my team's safety and I have never stopped questioning whether I could have done something differently. Following the blast, our unit came under sustained small arms fire from multiple directions for approximately 35 minutes before air support arrived. Three additional soldiers were wounded during that engagement.
Staff Sergeant Robert Caldwell — served in same unit, present during the incident. Contact information on file with unit records. Specialist (Ret.) Kevin Torres — survived the blast, lost limb. Currently resides in El Paso, TX.
In-Service Stressor Event #2 (if applicable)
November 3, 2007
During a dismounted patrol in central Ramadi, our unit discovered 3 civilian bodies, including a child approximately 8 years old, who had been executed near a market. I was the first soldier to reach the scene and had to secure and photograph the area. I have recurring nightmares specifically about this event.
Current PTSD Symptoms
I have nightmares 4–5 nights per week reliving the IED blast and the deaths I witnessed. I wake up in a cold sweat and am unable to sleep for 2–3 hours afterward. I have 3–4 panic attacks per week triggered by loud noises, crowded spaces, and driving near construction sites or overpasses. I avoid highways entirely. I have been unable to maintain steady employment — I was terminated from two jobs for angry outbursts in the workplace. My marriage ended in 2021 in large part due to my emotional withdrawal and unpredictable anger. I have been in VA mental health treatment since 2014 with Dr. Sarah Williams at the San Antonio VAMC.
Key tip: Describe the event in as much detail as you can remember. It doesn't have to be perfect — the VA understands that traumatic memories can be fragmented. What matters is that you describe a real event that caused real trauma. The more specific the better — dates, locations, unit designations, names of others present.

Example: VA Form 21-8940

Veteran's Application for Increased Compensation Based on Unemployability (TDIU)

⚠️ EXAMPLE ONLY — All names and details are fictional.
Part A — Veteran Identification
Johnson, Marcus T.
28-XXXXXXX
XXX-XX-1234
Part B — Employment History
This section is critical for TDIU. Document every job, every termination, every period of unemployment. Show the pattern — that your service-connected disabilities are what prevents you from working, not unrelated factors.
Amazon Distribution Center, San Antonio TX
03/2014 – 08/2015
Terminated. Documented reasons: missed 22 days in 6 months due to PTSD episodes and back pain flare-ups. Final incident: panic attack on warehouse floor requiring emergency response. HR documentation available.
U.S. Postal Service, San Antonio TX (Rural Carrier)
01/2017 – 06/2018
Terminated following 3-step progressive discipline process. Unable to drive route without severe anxiety episodes when passing construction zones and bridges. Back pain made prolonged sitting and lifting mail trays impossible after 2 hours. Supervisor documentation available.
Part C — How Disabilities Prevent Substantially Gainful Employment
My service-connected PTSD (currently rated 70%) and lumbar spine strain (rated 40%) together create a combination of symptoms that make maintaining any form of substantially gainful employment impossible. PTSD symptoms affecting employment: I have severe panic attacks 3–4 times per week, triggered by noise, crowds, and high-stress environments — all common in any workplace. I have been involved in 3 documented workplace incidents involving verbal confrontations I could not control. I cannot maintain a regular schedule because severe nights (nightmares, 2–4 AM wake-ups) make mornings nonfunctional 3–4 days per week. I have difficulty concentrating and following multi-step instructions on bad days. Back pain symptoms affecting employment: My lumbar spine condition limits me to sitting no longer than 20–25 minutes without severe pain (8–9/10). Standing more than 30 minutes causes radiating pain down my left leg. I cannot lift more than 15 lbs consistently. This eliminates most physical work. On flare-up days (5–8 per month) I cannot get out of bed. Combined effect: I have been unable to maintain employment for more than 18 months in any position since my 2013 separation. I am currently not employed and have not been employed since June 2018. My VA mental health provider, Dr. Sarah Williams, and my primary care physician, Dr. James Carter, both support that my service-connected conditions prevent me from maintaining substantially gainful employment.
Part D — Education
Some college — 42 credit hours, University of Texas San Antonio (attempted while working, could not complete due to disability)
None completed — attempted VR&E in 2016, withdrawn due to inability to attend consistently due to PTSD symptoms
TDIU threshold reminder: You need ONE condition rated 60%+ OR a combined rating of 70%+ with at least one condition at 40%+, AND evidence that you cannot maintain substantially gainful employment. The employment history and the description of how your disabilities prevent work are the two most important sections.

Example: VA Form 21-10210

Lay Witness Statement (Buddy Statement)

⚠️ EXAMPLE ONLY — All names and details are fictional.
Part A — Claimant/Veteran Information
Johnson, Marcus T.
28-XXXXXXX
03/15/1985
Part B — Witness Information
Johnson, Alicia M.
Former spouse (married 2009–2021)
14 years
5678 Oak Street, San Antonio, TX 78210
(210) 555-0189
Part C — Statement
This is the most important part. Specific examples always win over general statements. "He seemed sad" is weak. "On March 14, 2019, he locked himself in the bedroom for 3 days and would not eat or speak" is strong.
I am providing this statement in support of my former husband Marcus Johnson's VA disability claim. I knew Marcus before he deployed to Iraq in 2007 and I witnessed firsthand the dramatic change in him after he returned in 2008. Before deployment, Marcus was outgoing, social, and worked without problems. He was a good husband, attentive and present. When he came home, he was a different person. What I personally witnessed after his return: SLEEP: For the entire 13 years of our marriage after his return, Marcus had nightmares multiple times per week. I was woken up by him screaming, thrashing, and once choking me in his sleep during a nightmare. I counted in a journal I kept: in March 2015, he had nightmares 19 out of 31 nights. PANIC ATTACKS: I witnessed at least 50 panic attacks during our marriage. The worst ones happened in crowded places. At our daughter's school play in 2016, he had to leave the auditorium and I found him in the parking lot hyperventilating, unable to speak for 20 minutes. ANGER AND ISOLATION: Marcus would go days without speaking to me or the children. He stopped attending family events, church, and eventually stopped leaving the house except for essential tasks. When he did interact, he would have explosive anger episodes over minor things — a dropped glass in 2018 resulted in him punching a hole in the wall and leaving the house for 3 days. WORK: I watched Marcus lose two jobs during our marriage. At Amazon, I picked him up after a panic attack on the floor. He cried the entire drive home and said he felt like a failure. He tried so hard. The reason I am providing this statement is that I know beyond any doubt that these behaviors are connected to what he experienced in Iraq. The man I married before that deployment does not exist anymore. He was replaced by someone suffering deeply, every single day. I certify that these statements are true and accurate to the best of my knowledge.
Signature
Alicia M. Johnson
05/15/2025

Example: VA Form 20-0995

Decision Review Request — Supplemental Claim

⚠️ EXAMPLE ONLY — All names and details are fictional.
Part A — Veteran Identification
Johnson, Marcus T.
28-XXXXXXX
03/15/1985
Part B — Issues Being Appealed
List each condition being appealed separately. For each one, explain what the VA decided and what you believe is wrong with the decision. Be specific.
Post-Traumatic Stress Disorder (PTSD)
March 10, 2025
The VA rated my PTSD at 50%. I believe this is too low based on the severity of my symptoms. The C&P examiner noted my symptoms as "moderate" — however, I experience panic attacks more than once per week, near-daily sleep impairment, and I have been terminated from two jobs due to PTSD symptoms. These symptoms meet the criteria for a 70% rating under 38 CFR § 4.130.
Part C — New and Relevant Evidence
For a Supplemental Claim, you must submit new and relevant evidence. This is what makes this different from a Higher-Level Review. List every piece of new evidence you are attaching.
1. Updated treatment records from San Antonio VAMC Mental Health Clinic, January–April 2025 (documenting increased panic attack frequency and emergency room visit 02/14/2025 for acute PTSD episode) 2. Letter from treating psychologist Dr. Sarah Williams, LCSW, dated 05/01/2025, documenting symptoms consistent with 70% rating criteria 3. Buddy statement from former spouse Alicia Johnson describing witnessed symptoms including documented 19 nightmares in March 2015 and two witnessed panic attacks 4. Employment termination records from Amazon (09/2015) and USPS (06/2018) showing termination directly related to PTSD symptoms 5. Personal statement from veteran dated 05/10/2025 describing worst-day functioning
Signature
Marcus T. Johnson
05/15/2025
File within 1 year of your decision letter to preserve your existing rating and effective date. Attach ALL new evidence when you file — don't submit the form and send evidence separately if you can avoid it.

Example: VA Form 20-0996

Decision Review Request — Higher-Level Review

⚠️ EXAMPLE ONLY — All names and details are fictional.
Important: The Higher-Level Review does NOT allow new evidence. Use this when you believe the VA made a legal or factual error in the original decision — not when you have new information to add. For new evidence, use Form 20-0995 (Supplemental Claim).
Veteran Identification
Johnson, Marcus T.
28-XXXXXXX
03/15/1985
Issues on Appeal
Sleep Apnea — Secondary to PTSD
March 10, 2025
The VA denied service connection for sleep apnea stating "no nexus to service has been established." This is a clear error of fact. My claim file contains a nexus letter from Dr. James Carter, MD, dated January 15, 2025, which states that my sleep apnea is "at least as likely as not" caused by weight gain from Prazosin, which was prescribed for my service-connected PTSD. This nexus letter appears to have been ignored or overlooked by the original rater. The VA's duty to assist requires consideration of all submitted evidence. I am requesting that a senior reviewer re-examine my claim file and reconsider this nexus letter.
Informal Conference Request
Yes — I request an informal conference with the reviewer to discuss the error in my claim
Monday–Friday, 2:00 PM – 5:00 PM Central Time at (210) 555-0147
Request the informal conference. It gives you a chance to speak directly with the reviewer and explain the error. Most veterans don't request it — those who do often have better outcomes.

Example: VA Form 21-686c

Declaration of Status of Dependents — Adding Spouse & Children

⚠️ EXAMPLE ONLY — All names and details are fictional.
Money tip: Adding a spouse to a 30% rating adds approximately $158/month. Adding a child adds approximately $85/month. If you have dependents and haven't filed this form — do it today. The effective date goes back to when you first had the dependent, or your rating date, whichever is later.
Veteran Identification
Johnson, Marcus T.
28-XXXXXXX
Adding a Spouse
Williams, Jasmine R.
06/12/2022
San Antonio, Bexar County, Texas
09/24/1987
XXX-XX-5678
Adding a Child
Johnson, Aiden Marcus
03/28/2010
XXX-XX-9012
Biological child — natural born
No
Documents to attach: Marriage certificate for spouse. Birth certificate for each child. Adoption decree if adopted. School enrollment verification if child is 18–23 and in school full-time.

Example: VA Form 21-0966

Intent to File — Protecting Your Effective Date

⚠️ EXAMPLE ONLY — All names and details are fictional.
This is the most important 5-minute action you can take. Filing an Intent to File locks in today's date as your potential effective date. Every month you delay costs you back pay. A veteran who files an ITF today and submits their full claim 6 months later gets 6 months of back pay. A veteran who waits and files everything together gets nothing for those 6 months.
Veteran Information
Johnson, Marcus T.
XXX-XX-1234
03/15/1985
1234 Veteran Way, San Antonio, TX 78201
(210) 555-0147
Type of Benefit
Compensation (Disability)
Pension
Survivors Pension or DIC
Signature
Marcus T. Johnson
05/15/2025
⚠️ This date becomes your effective date. Keep a copy.
After filing your ITF: You have 1 year to submit your fully developed claim. Don't wait — start gathering evidence immediately. Your ITF confirmation number is your proof of the effective date.

Example: VA Form 10-10EZ

Application for Health Benefits — VA Healthcare Enrollment

⚠️ EXAMPLE ONLY — All names and details are fictional.
Why this matters for your claim: Enrolling in VA healthcare creates a VA treatment record. Every appointment where you describe your symptoms becomes evidence in your claims file. Enroll as soon as possible — even if you have other insurance.
Personal Information
Johnson
Marcus
Thomas
03/15/1985
XXX-XX-1234
Male
1234 Veteran Way, San Antonio, TX 78201
(210) 555-0147
Military Service
Army
06/10/2005
06/09/2013
Honorable
Yes — Iraq (OIF) 2007–2008
Financial Information
If you have a service-connected disability rating, your priority group is automatically higher — you may not need to provide financial information. Check the box for service-connected disability.
I have a VA service-connected disability rating
70% service-connected (PTSD, back pain, tinnitus, sleep apnea)
After enrolling: Schedule your first primary care appointment and ask specifically to be referred to mental health services. At your first appointment, describe ALL your conditions — physical and mental. What gets documented at that first appointment begins building your claims evidence file.

Example: VA Form 22-1990

Application for VA Education Benefits (Post-9/11 GI Bill)

⚠️ EXAMPLE ONLY — All names and details are fictional.
Before applying: If you have a service-connected disability rating of 20%+, compare VR&E (Chapter 31) with the GI Bill. VR&E often pays significantly more — full tuition with no cap plus a housing stipend. See the VR&E guide in your members area.
Veteran Information
Johnson, Marcus T.
XXX-XX-1234
03/15/1985
Education Benefit Selection
Chapter 33 — Post-9/11 GI Bill (best for most veterans with post-9/11 service)
Chapter 30 — Montgomery GI Bill Active Duty
Chapter 1606 — Montgomery GI Bill Selected Reserve
School / Program Information
University of Texas at San Antonio
San Antonio, TX
Bachelor of Business Administration — Management
Full-time undergraduate — in-person
08/25/2025
College degree program — 4-year institution
After approval: Bring your Certificate of Eligibility (COE) to your school's Veterans Certifying Official. They process your enrollment certification with VA. Do this before or at registration — not after — to ensure timely housing allowance payments.

Example: VA Form 28-1900

Disabled Veterans Application for Vocational Rehabilitation (VR&E / Chapter 31)

⚠️ EXAMPLE ONLY — All names and details are fictional.
VR&E key advantage: Unlike the GI Bill, VR&E has NO tuition cap and pays a monthly housing stipend on top of tuition. For a veteran attending a 4-year university, VR&E can be worth $10,000–$30,000 more than the GI Bill over the program duration.
Veteran Information
Johnson, Marcus T.
28-XXXXXXX
03/15/1985
70% service-connected
06/09/2013
Employment Handicap — This Is the Key Section
How you describe your employment handicap determines your eligibility. Be specific about how your service-connected disabilities create a barrier to finding and keeping suitable employment. This is your opportunity to establish eligibility — don't be vague.
My service-connected disabilities — PTSD (70%), lumbar spine (40%), tinnitus (10%), and sleep apnea (50%) — create significant barriers to maintaining substantially gainful employment. My PTSD causes panic attacks in workplace environments, difficulty maintaining consistent attendance due to severe sleep disruption, and explosive episodes that have resulted in termination from two positions. Crowded workplaces, supervisory pressure, and noise triggers all exacerbate my PTSD symptoms significantly. My lumbar spine condition limits prolonged sitting (max 20–25 minutes), standing (max 30 minutes), and lifting (max 15 lbs). This eliminates most physical occupations and requires frequent position changes that are incompatible with most traditional work environments. My sleep apnea and tinnitus further impair my cognitive functioning, concentration, and ability to process information quickly — skills required for most knowledge-work positions. I am interested in pursuing VR&E to obtain training in a career that can accommodate my limitations — specifically, I am interested in remote IT work or business operations that allow flexible scheduling and remote work to manage my PTSD triggers.
Career Goal
Information Technology — specifically cybersecurity or network administration. Remote-compatible, limited public interaction, technical work that matches my analytical skills developed during military service. I am willing to complete necessary certifications or a degree program to achieve this goal.
At your intake appointment: Your VR&E counselor will determine which of the 5 tracks best fits your situation. Push for the "Employment Through Long-Term Services" track if you want a degree. Don't let the counselor steer you toward a quicker lower-paying track unless that is genuinely what you want. You have the right to advocate for your own rehabilitation plan.

Example: Standard Form 180 (SF-180)

Request Pertaining to Military Records — National Personnel Records Center

⚠️ EXAMPLE ONLY — All names and details are fictional.
Get your records before you need them. Service treatment records (STRs) are the foundation of every VA claim. Don't wait until you've filed to request them — the process can take 30–90 days. Request everything now.
Section I — Information Needed to Locate Records
Johnson
Marcus
Thomas
XXX-XX-1234
03/15/1985
Houston, Texas
Army
06/10/2005
06/09/2013
SSN used as service number post-1974
3rd Battalion, 1st Infantry Regiment, Fort Bliss, TX
Section II — Records Requested
DD-214 (Certificate of Release or Discharge from Active Duty) — ALL copies
Service Treatment Records (Medical Records) — COMPLETE file
Official Military Personnel File (OMPF)
Deployment orders and all records related to Iraq deployment 2007–2008
Purpose of Request
VA disability compensation claim. I need my complete service treatment records, DD-214, and deployment records to support my disability claim for PTSD, back pain, tinnitus, and sleep apnea. Please provide ALL records including sick call visits, mental health records, injury reports, and deployment documentation.
Request EVERYTHING. Be broad in your request. You can always not use a record, but you can't unclaim something you forgot to request. Specifically ask for mental health records — these are sometimes filed separately and easy to miss.

Example: VA Form 21-0781a

Statement in Support of Claim for PTSD Secondary to Personal Assault (MST)

⚠️ EXAMPLE ONLY — All names and details are fictional. This form is handled with special sensitivity by the VA.
Important: This form is specifically for PTSD claims related to Military Sexual Trauma (MST) or other personal assault during service. The VA treats these claims with special sensitivity. You do NOT need to provide the name of the perpetrator — the VA will look for corroborating evidence through other means (changes in behavior, performance records, requests for transfer, etc.).
Veteran Identification
Williams, Jasmine R.
XXX-XX-5678
09/24/1987
United States Navy
08/15/2007
08/14/2013
Description of Personal Assault
You only need to provide what you are comfortable sharing. Provide approximate dates, location, and circumstances to the extent possible. The VA understands that exact details may be difficult to recall or disclose. Corroborating evidence does NOT have to be a police report — behavioral changes and medical records are accepted.
On or around March 2010
Aboard USS [Vessel Name], while stationed in Norfolk, Virginia
I was sexually assaulted by a superior officer (E-6) while returning to the ship after an authorized liberty period. I was alone in a passageway when the assault occurred. I did not report the assault at the time because I feared retaliation, disbelief, and damage to my career. I was 22 years old and he outranked me significantly. I have never reported this through military channels.
Behavioral Changes After the Incident
This section is critical for MST claims because direct evidence (police reports, witnesses) often doesn't exist. Behavioral changes ARE accepted as corroborating evidence under VA regulations.
Following the assault in March 2010: • I requested a transfer from my duty station in April 2010 (documented in my service record) — I cited "personal reasons" at the time but the true reason was to avoid proximity to my assailant. • My performance evaluations declined significantly in 2010–2011 after having been consistently excellent from 2007–2009. My supervisor at the time documented that I had become "withdrawn and distracted." • I began receiving treatment for anxiety and insomnia at the ship's medical bay in May 2010 (documented in my service treatment records). I did not disclose the cause at the time. • I stopped socializing with other service members, avoided common areas on the ship, and began experiencing significant sleep disturbances and nightmares that persist to this day. • I was diagnosed with Major Depressive Disorder by a Naval Medical Center provider in September 2011.
Current Symptoms
I experience PTSD symptoms daily including intrusive memories, nightmares, hypervigilance in professional settings, difficulty trusting authority figures, and severe anxiety in situations where I feel confined or supervised closely. I have been in private therapy since 2015 and was diagnosed with PTSD by Dr. Amanda Torres, LCSW, in San Antonio in January 2016. I am currently prescribed Sertraline and Prazosin.
MST claim tip: You do not need a police report, a military report, or named witnesses. The VA is required to look for "markers" — behavioral changes, requests for transfer, performance declines, medical visits for anxiety or related conditions. Request your complete service records and medical records — these markers are often there even when you never reported the assault directly.

Example: VA Form 21-4142

Authorization to Disclose Information — Private Medical Records Release

⚠️ EXAMPLE ONLY — All names and details are fictional.
Use this form to authorize the VA to directly request your private (non-VA) medical records from doctors, hospitals, and clinics. Submit one form per provider. You can also gather and submit records yourself — sometimes faster.
Veteran Information
Johnson, Marcus T.
28-XXXXXXX
03/15/1985
1234 Veteran Way, San Antonio, TX 78201
(210) 555-0147
Provider #1 — Information to Be Released From
Dr. Robert Mitchell, MD — Primary Care
890 Medical Drive, San Antonio, TX 78220
Phone: (210) 555-0200 · Fax: (210) 555-0201
January 2014 to Present
All medical records including office visit notes, diagnoses, treatment plans, referrals, lab results, and imaging related to: lumbar spine/back pain, sleep apnea, PTSD, and any other service-connected conditions. Records from January 2014 to present.
Provider #2 (complete additional forms for each provider)
Southwest Sleep Clinic
456 Sleep Center Blvd, San Antonio, TX 78230
March 2019 — Sleep study and CPAP prescription
Complete sleep study results, polysomnography report, CPAP prescription, and all follow-up records
Pro tip: Submit one 21-4142 per provider. The VA will contact each provider directly. If you want faster results, gather the records yourself and upload them directly to your claim on VA.gov — this is often quicker than waiting for the VA to retrieve them.

Example: VA Form 21-4142a

General Release for Medical Provider Information

⚠️ EXAMPLE ONLY — All names and details are fictional.
Use 21-4142a alongside 21-4142 when you need to authorize release from multiple providers or for a broader general authorization. Submit both forms together when you have more than 2 providers or need a blanket authorization.
Veteran Information
Johnson, Marcus T.
28-XXXXXXX
XXX-XX-1234
General Authorization
1. Dr. Robert Mitchell, MD — 890 Medical Drive, San Antonio TX 78220 — All records 2014–present 2. Southwest Sleep Clinic — 456 Sleep Center Blvd, San Antonio TX 78230 — Sleep study 2019 3. University Health System Emergency Department — 4502 Medical Drive, San Antonio TX 78229 — ER visit 02/14/2025 4. Any VA-authorized healthcare provider who has treated me for service-connected conditions
All records pertaining to the following conditions: Post-Traumatic Stress Disorder, lumbar spine/back pain, sleep apnea, tinnitus, and any other conditions that may be service-connected. Including: office notes, diagnoses, treatment plans, imaging, lab work, referrals, and prescriptions.
Marcus T. Johnson
05/15/2025

Example: VA Form 10182

Decision Review Request — Board of Veterans' Appeals (BVA)

⚠️ EXAMPLE ONLY — All names and details are fictional.
Use this as a last resort after a Supplemental Claim or Higher-Level Review has not resolved your issue. The BVA is a Veterans Law Judge — this is the most thorough review but takes the longest (1–3 years average). Consult your coach before choosing this path.
Veteran Information
Johnson, Marcus T.
28-XXXXXXX
XXX-XX-1234
Issues on Appeal
PTSD — Disagreement with 50% rating; believe symptoms meet 70% criteria
March 10, 2025 (rating decision)
Sleep Apnea — Denial of secondary service connection to PTSD
March 10, 2025
Board Appeal Lane Selection
Choose your lane carefully. Direct Review is fastest but no new evidence. Evidence Submission allows new evidence. Hearing Request adds a hearing before a judge — slowest but most thorough.
Direct Review — No new evidence, no hearing. Fastest lane (12–18 months average)
Evidence Submission — Submit new evidence with this form. No hearing. (18–24 months average)
Hearing Request — Appear before a Veterans Law Judge. Slowest (2–3+ years average)
New Evidence Being Submitted (Evidence Submission Lane)
1. Updated psychological evaluation by Dr. Sarah Williams, LCSW, May 2025 — documenting symptom severity consistent with 70% criteria 2. Employment records showing third termination (May 2025) due to PTSD-related incident 3. Updated nexus letter from Dr. James Carter, MD, connecting sleep apnea to PTSD medications
Partnership members: Book a call before filing a BVA appeal. The lane you choose cannot be changed. Evidence Submission is the most commonly recommended lane for veterans with new medical evidence. Direct Review is best when the VA made a clear legal error with no new evidence needed.

Example: VA Form 10-10d

Application for CHAMPVA Benefits — Health Insurance for Dependents of 100% P&T Veterans

⚠️ EXAMPLE ONLY — All names and details are fictional.
CHAMPVA is one of the most underused benefits for 100% P&T veterans. It provides comprehensive health insurance to your spouse and dependents at little to no cost. Premiums are minimal or zero. Copays are minimal. If your spouse or children don't have health insurance — or have expensive coverage — CHAMPVA can save thousands per year.
Sponsor (Veteran) Information
Johnson, Marcus T.
28-XXXXXXX
100% Permanent & Total
1234 Veteran Way, San Antonio, TX 78201
(210) 555-0147
Applicant #1 — Spouse
Johnson, Jasmine R.
09/24/1987
XXX-XX-5678
Spouse — married 06/12/2022
No — applying for CHAMPVA as primary insurance
Applicant #2 — Child
Johnson, Aiden Marcus
03/28/2010
XXX-XX-9012
Biological child — dependent, age 15, full-time student
Yes — Thomas Edison Middle School, San Antonio TX
Documents to Attach
Copy of veteran's VA rating decision letter showing 100% P&T status
Marriage certificate (for spouse applicant)
Birth certificate (for each child applicant)
School enrollment verification (for children 18–23 in school)
Mail to: VHA Office of Community Care — CHAMPVA, PO Box 469063, Denver CO 80246-9063. Allow 8–10 weeks for processing. Call (800) 733-8387 with questions.

Example: VA Form 26-1880

Request for Certificate of Eligibility — VA Home Loan

⚠️ EXAMPLE ONLY — All names and details are fictional.
VA home loans offer: No down payment required, no private mortgage insurance (PMI), competitive interest rates, and limited closing costs. The funding fee is waived entirely for veterans with a service-connected disability rating of 10% or more — saving thousands at closing.
Veteran Information
Johnson, Marcus Thomas
03/15/1985
XXX-XX-1234
1234 Veteran Way, San Antonio, TX 78201
(210) 555-0147
Military Service
Army
06/10/2005 – 06/09/2013
Honorable
Purpose of Loan
Purchase a home
Refinance existing loan
Home improvement
Previous VA Loan Use
No — This is my first VA home loan
Disability Status
Yes — 70% service-connected disability rating. Requesting funding fee exemption per 38 U.S.C. § 3729(c). Attaching VA rating letter confirming service-connected disability of 10% or more.
Funding fee exemption: Veterans with any service-connected disability rating (10%+) are exempt from the VA funding fee — which ranges from 1.25% to 3.3% of the loan amount. On a $300,000 loan this saves $3,750–$9,900 at closing. Always attach your VA rating letter when applying.

Example: VA Form 21-527EZ

Application for Pension Benefits — Needs-Based Financial Assistance

⚠️ EXAMPLE ONLY — All names and details are fictional.
Pension vs. Disability Compensation: Pension is a needs-based benefit for wartime veterans with limited income. You do NOT need a service-connected disability to qualify. It is separate from disability compensation. Some veterans qualify for both. If you are a wartime veteran with low income and limited assets, apply for pension even if you don't have a service-connected rating.
Veteran Information
Thompson, Robert E.
XXX-XX-7890
11/22/1950
789 Pine Street, Houston, TX 77001
(713) 555-0234
Military Service (Wartime Requirement)
Army
05/01/1969 – 04/30/1971
Vietnam Era (Aug 5, 1964 – May 7, 1975) ✓
Honorable
Yes — Vietnam, 1970
Financial Information
The pension income limit for 2026 is approximately $16,550/year for a single veteran with no dependents. Assets generally cannot exceed $175,000 (excluding home and vehicle). You must report all income and assets honestly.
$12,400/year
$0 — retired, no other income
$8,200 in savings account — below the asset limit
$3,600/year — prescription medications and specialist copays (reduces countable income)
Medical expense deduction: Unreimbursed medical expenses can be deducted from your countable income for pension purposes. Keep all medical receipts — prescriptions, copays, dental, vision, transportation to medical appointments. This can significantly reduce your countable income and increase your pension amount.

Example: VA Form 21-2680

Examination for Housebound Status or Permanent Need for Regular Aid & Attendance

⚠️ EXAMPLE ONLY — All names and details are fictional.
Aid & Attendance (A&A) is Special Monthly Compensation (SMC) for veterans who need regular help with daily activities — bathing, dressing, eating, using the toilet, or who are bedridden or blind. It adds significant monthly compensation on top of your standard disability rating. Many severely disabled veterans qualify but never apply because they don't know about it.
Veteran Information
Thompson, Robert E.
14-XXXXXXX
11/22/1950
Section to Be Completed by Attending Physician
Your doctor fills out this section. Have your primary care physician or specialist complete and sign this section. The medical findings drive the determination.
1. Type 2 Diabetes with peripheral neuropathy (service-connected) 2. Bilateral lower extremity weakness secondary to diabetic neuropathy 3. Major Depressive Disorder (service-connected) 4. Chronic lower back pain with severe limitations (service-connected)
Bathing: Requires assistance — cannot safely enter/exit shower without fall risk due to lower extremity weakness. Uses shower chair. Wife assists daily. Dressing: Requires assistance with lower body dressing due to inability to bend safely. Cannot tie shoes or manage lower garment fasteners independently. Eating: Independent but limited — cannot prepare own meals due to neuropathy making stove/oven use unsafe (cannot reliably detect heat). Wife prepares all meals. Mobility: Uses walker inside home. Cannot ambulate outside home without assistance. Has fallen twice in past 6 months. Medication management: Requires supervision due to complex insulin regimen and risk of hypoglycemic episodes.
Yes. In my medical opinion, this veteran requires the regular aid and attendance of another person to perform the activities of daily living described above. Without such assistance, he would be unable to maintain personal safety and basic self-care. This need is permanent and related to his service-connected conditions.
Dr. James Carter, MD — Board Certified Internal Medicine License: TX-XXXXX | Signed: 05/10/2025
A&A adds significant monthly compensation. For a 100% veteran in 2026, A&A adds approximately $1,167/month on top of the standard 100% rate. For a pension recipient, A&A can add $800+/month. If you or a veteran you know needs daily help with basic activities — file for this benefit immediately.

Example: VA Form 22-1990E

Application for Family Member to Use Transferred Education Benefits

📝 Apply Online at VA.gov →
⚠️ EXAMPLE ONLY — All names and details are fictional.
Important: The veteran must have transferred GI Bill benefits through milConnect WHILE STILL ON ACTIVE DUTY. Once separated, benefits cannot be transferred. This form is used by the dependent (spouse or child) AFTER the transfer has been approved — to actually use the benefits at a school.
Transferor (Veteran/Service Member) Information
Johnson, Marcus T.
XXX-XX-1234
Army · 2005–2013
Applicant (Dependent) Information
Johnson, Aiden Marcus
XXX-XX-9012
03/28/2010
Child — biological son
August 14, 2013 (approved via milConnect before veteran's separation)
School / Program Information
University of Texas at Austin
Bachelor of Science — Computer Science
08/25/2028 (when child turns 18)
Full-time undergraduate, in-person
Texas Hazelwood Act note: If the veteran is a Texas resident with a service-connected disability who received the Hazelwood Act benefit, unused Hazelwood hours can ALSO be transferred to a child. This may be MORE valuable than transferred GI Bill hours for Texas public universities. Check both options before choosing.
📞 617-839-0820